Start your journey

Everything you've built.
In one number
you've never seen.

Two careers, a mortgage, super you haven't checked and investments you half remember. Heirloom turns all of it into a single figure, then keeps it current as the years go by.

Free. No bank logins. No documents needed.
The quiet problem

Your finances grew faster than your system for them.

Nothing is wrong. That's what makes it easy to leave. Everything works, right up until someone needs to find it in a hurry.

What a household like yours is carryingCount
Held in one placeNone of it

“If you had to list everything you own tomorrow, from memory, how close would you get?

A couple going through household paperwork at home
Start here

One number, and it's usually a surprise.

Lulu asks a few plain questions about what you own, what you owe and what you earn. Two minutes later you get an estimate of your net worth, including the value of the years of earning still ahead of you.

A$0
An illustrative figure. Yours will look nothing like it.
After that

The number is the doorway, not the destination.

Once you know where you stand, Heirloom keeps it current and starts gathering the things your household would otherwise have to hunt for.

STAGE 01

Track it

Your net worth, updated as values move, with a ten-year projection built from your own numbers rather than a generic average.

STAGE 02

Gather it

Property, super, insurance, investments and the paperwork behind them, held in one place instead of four drawers and three inboxes.

STAGE 03

Share it, carefully

So the people who'd need to find all of this aren't starting from nothing on the worst week of their lives.

What you get after the quiz

Your number, then everything behind it.

Visualise

Watch the next ten years take shape.

Your assets projected forward year by year, and a breakdown of where your money actually sits today. Built from your own figures, not a generic average.

Screenshot of Heirloom. Sample data, not a real account.
The Visualise page: a ten-year projection chart and a breakdown of where money sits today
Plan

The part that usually gets forgotten.

Superannuation projected on the contributions you've already elected, your savings accounts compounded at the rate you're actually on, and the people who would need to find all of it.

Screenshot of Heirloom. Sample data, not a real account.
The Plan page: a superannuation projection and savings accounts
Dashboard

One place that stays current.

Everything you own and owe in a single view, updated as values move, so the answer to "where do we stand?" is never a weekend of digging.

Screenshot of Heirloom. Sample data, not a real account.
The Heirloom dashboard showing total wealth and a balance sheet
Hands sorting documents at a kitchen table

It takes two minutes to stop guessing.

No bank logins. No documents. Just a few questions and a number you probably haven't seen before.